Here's the Best and Worst Insurance Companies of 2019

Insurance is a form of protection that you need in many aspects of your life. Health insurance will protect you against costly expenses for health issues and medical emergencies. Automobile insurance is invaluable if you are involved in a car crash. Homeowner’s insurance will protect your finances if something major goes wrong in your home like water damage or fire damage. If you are looking for a new insurance provider, here are some of the best and worst insurance companies of 2019.

Always remember that your experiences may vary and that it's important to do your own research.

The Worst

While State Farm is well-known across the U.S., it also has a reputation for being one of the most difficult insurance companies to deal with. People report that the claims process is extremely difficult, regardless of what you’re trying to take care of. Allstate is another company that you might want to avoid. Its premiums tend to go up frequently. While you might think that you’re getting a good deal right now, you could end up spending a lot of money in a few years down the line.

The Best

USAA and Amica Mutual are two of the most popular and comprehensive companies that serve clients all across the United States. They have built excellent reputations and are known for having excellent claims processes. They attempt to make the process as easy for you as possible. Keep in mind, the USAA only deals with people who have served in the military or people who have ties to the military. Amica is a mutual insurance company that is open to anyone that is eligible.

How to Avoid Insurance Fraud

When shopping for a new policy, be careful of companies that are outright fraudulent. Scam reports have proliferated, especially in the healthcare market. There are several signs of a fake insurer to look out for, such as "too good to be true" premiums and spotty contact information. The internet can be a valuable place to look for information regarding who to avoid and which companies are scams. Once you’ve found a company you know you can trust, you can move forward with a policy.

Look into various customer satisfaction surveys and reports online if you need a new insurance company. With so many different people in need of insurance policies all across the country, you’ll be able to find plenty of information. There are many companies to consider, so be sure to leave yourself some time to sort through everything.

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